Hansen v. Western Home Insurance

Plaintiff appeals a judgment for defendant Western Home Insurance Company 1 in her action for damages for breach of contract and fraud. She assigns as error the court’s dismissal of her claims for failure to state sufficient ultimate facts. ORCP 21A(8). We reverse.

We take as true the facts as plaintiff alleged them. In October, 1978, she asked Cameron, defendant’s agent, to procure homeowner’s insurance for her with coverage of at least $3,500 for her jewelry and $45,000 for unscheduled personal property, including silverware. Cameron told her that he was an experienced insurance agent and…