Raitz v. State Farm Mutual Automobile Insurance Co.

The majority holds that the trial court correctly granted summary judgment in favor of Brian Raitz, allowing him to recover personal injury protection (PIP) benefits on behalf of Tristan Naranjo, who was injured after falling off the roof of a van driven by Raitz. The van, which was owned by James E. and Margaret Dahlin (the Dahlins), was insured under a policy issued by State Farm Mutual Automobile Insurance Company (State Farm). The majority concludes that under the initial permission rule announced in Wiglesworth v. Farmers Insurance. Exchange, 917 P.2d 288, 291 (Colo.1996), Raitz was an…