Legal Opinion
Bankers' Credit Life Ins. Co. v. Ayres
Supreme Court of Alabama
Decided October 8, 1931No. 7 Div. 64PublishedCited by 16 opinions
1Opinion of the CourtBouldin, J.
Pending the application for the policy of insurance here sued upon and before payment of premium or delivery of the policy, the insured became sick; had an attack of “flu,” developing into pneumonia.
Dleantime the application had been approved and policy sent to the Lineville National Bank, “Premium Collecting Agency” for the insurer, or to J. H. Ingram, president of the bank, for delivery upon payment of the premium.
The insured grew critically ill. His wife, the beneficiary, sent friends to Mr. Ingram with the money to pay the premium and receive the policy. The premium was paid, the policy…
2Cases cited9 opinions
- Reese v. Fidelity Mutual Life Ass'nSupreme Court of Georgia · 1900
- Southern Surety Co. v. BentonTexas Commission of Appeals · 1926
- Ward v. Metropolitan Life InsuranceSupreme Court of Connecticut · 1895
- Powell v. Prudential Insurance Co. of AmericaSupreme Court of Alabama · 1907
- North Carolina Mut. Life Ins. Co. v. KerlySupreme Court of Alabama · 1926
4 more not listed; retrieve them via the Exa API.
3Cited by16 opinions
- Commonwealth Life Ins. Co. v. HarmonSupreme Court of Alabama · 1934
- Life Ins. Co. of Virginia v. NewellSupreme Court of Alabama · 1931
- &198tna Life Ins. Co. v. NorfleetSupreme Court of Alabama · 1936
- First Nat. Life Ins. Co. of America v. RectorSupreme Court of Alabama · 1932
- New York Life Ins. Co. v. McJunkinSupreme Court of Alabama · 1933
11 more not listed; retrieve them via the Exa API.