Carrignan v. Allstate Insurance

The issue to be decided in this case is whether Chalifour was an “ uninsured ” motorist to the extent that his liability coverage with American Insurance Company was less than that provided for in the uninsured motorist endorsement coverage issued by the defendant to the plaintiffs. There is no statutory definition of uninsured automobiles except as set forth in endorsements approved by the Insurance Commissioner of this state. RSA 268:15. The approved endorsement that appeared in the plaintiffs’ policy issued by the defendant defined an uninsured automobile as a hit-and-run automobile (which…