Legal Opinion

Hicks v. Am. Integrity Ins. Co. of Fla.

District Court of Appeal of Florida

Decided February 23, 2018No. Case No. 5D17–1282PublishedCited by 10 opinions

1Per curiam

Hugh Hicks appeals the summary final judgment granted in favor of American Integrity Insurance Company of Florida ("AIIC") in his suit for breach of contract. Hicks contends that the trial court misapplied his insurance policy's provision excluding damages caused by "[c]onstant or repeated seepage or leakage of water ... over a period of 14 or more days." For the following reasons, we agree and reverse.

Hicks purchased an "all risks" policy from AIIC, which covered his home from May 31, 2012, until May 31, 2013.1 In September 2012, while Hicks was out of town, the water supply line to his…

2Cases cited18 opinions

  1. Washington National Insurance v. RudermanSupreme Court of Florida · 2013
  2. State Farm Mut. Auto. Ins. Co. v. PridgenSupreme Court of Florida · 1986
  3. Dept. of Legal Affairs v. Dist. Ct. of AppealSupreme Court of Florida · 1983
  4. Hudson v. Prudential Property & Cas. Ins. Co.District Court of Appeal of Florida · 1984
  5. Container Corp. of America v. Md. Cas. Co.Supreme Court of Florida · 1998

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3Cited by10 opinions

  1. Camelot Banquet Rooms Inc v. Mesa Underwriters Specialty Insurance CompanyDistrict Court, E.D. Wisconsin · 2025
  2. J. SCOTT LANFORD, TRUSTEE OF THE KIRK FAMILY FOUNDATION vs ROBIN PHEMISTER, PERSONAL REPRESENTATIVE OF THE ESTATE OF MARY L. DILLARD AND AS TRUSTEE OF THE TESTAMENTARY TRUST OF MARY L. DILLARDDistrict Court of Appeal of Florida · 2022
  3. Karon v. Safeco Insurance Company of AmericaDistrict Court, D. Arizona · 2021
  4. LEE FELDMAN v. CITIZENS PROPERTY INSURANCE CORPORATIONDistrict Court of Appeal of Florida · 2023
  5. McKain v. Safeco Insurance Company of AmericaDistrict Court, D. Montana · 2022

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