Morgan v. State Farm Mutual Automobile Insurance

TIMMONS-GOODSON, Judge.

Plaintiffs Bradley R. Morgan, his wife, Tonja D. Morgan, and their son, Bradley Dale Morgan, instituted this declaratory judgment action against defendant State Farm Mutual Automobile Insurance Company (hereinafter “State Farm”) in order to resolve the following issues: (1) whether State Farm properly informed them with regards to underin-sured (hereinafter “UIM”) coverage; (2) whether they had properly rejected UIM coverage; and (3) whether plaintiffs have UIM coverage in the same policy limits as their uninsured (hereinafter “UM”) coverage. State Farm subsequently…