Pacheco v. Shelter Mutual Insurance

SEYMOUR, Circuit Judge.

Christina Pacheco appeals the district court’s grant of summary judgment in favor of Shelter Mutual Insurance Company (“Shelter Mutual”) and Shelter General Insurance Company (“Shelter General”). We reverse and hold that Shelter General’s policy exclusion of resident relatives who own a vehicle from Uninsured Motorist/Underinsured Motorist (“UM/UIM”) coverage violates Colorado public policy. In so doing, we agree with the district court that issues of fact remain regarding whether Shelter General properly advised and offered UM/UIM coverage in an amount equal to the…