Legal Opinion

Estes v. State Farm Fire & Casualty Co.

Court of Appeals of Minnesota

Decided November 20, 1984No. CX-84-1133PublishedCited by 14 opinions

1Opinion of the Court

OPINION

SEDGWICK, Judge.

State Farm Fire and Casualty Company (State Farm) appeals the trial court’s judg ment that it owes Samuel and Jean Estes the replacement cost of a slate roof damaged by hail.

FACTS

Respondents Samuel and Jean Estes own a home in Belgrade, Minnesota which was damaged by hail on August 6, 1980. At that time they were insured by appellant State Farm. The Estes’ insurance contract included the following loss settlement provision:

LOSS SETTLEMENT. Covered property losses are settled as follows:

c. Buildings under coverage A. at replacement cost, without deduction for…

2Cases cited4 opinions

  1. Bobich v. OjaSupreme Court of Minnesota · 1960
  2. Thayer v. American Financial Advisers, Inc.Supreme Court of Minnesota · 1982
  3. Firemen's Insurance Co. of Newark v. ViktoraSupreme Court of Minnesota · 1982
  4. Leach v. Illinois Farmers Insurance Co.Court of Appeals of Minnesota · 1984

3Cited by14 opinions

  1. Ross v. City of MinneapolisCourt of Appeals of Minnesota · 1987
  2. Northrop v. Allstate InsuranceSupreme Court of Connecticut · 1998
  3. Dupre v. Allstate Insurance CompanyColorado Court of Appeals · 2002
  4. Kabanuk Diversified Investments, Inc. v. Credit General Insurance Co.Court of Appeals of Minnesota · 1996
  5. Amos Ex Rel. Amos v. CampbellCourt of Appeals of Minnesota · 1999

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