Laura L. Walsh v. U.S. Bank, N.A.

OPINION

LILLEHAUG, Justice.

We granted review in this case to decide a question of great interest and consequence to parties and their lawyers in civil cases: whether the plausibility standard announced in Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007), and Ashcroft v. Iqbal, 556 U.S. 662, 129 S.Ct. 1937, 173 L.Ed.2d 868 (2009), applies to civil pleadings in Minnesota state court. We conclude that it does not.

I

Laura L. Walsh defaulted on the mortgage on her residential property in Minneapolis. The mortgage holder, U.S. Bank, N.A., commenced a non-judicial…