Koperski v. Amica Mutual Insurance Co.

Plaintiff brought this action seeking a declaration of her right to recovery under the underinsured motorist provision contained in the automobile insurance policy issued by defendant, Arnica Mutual Insurance Company (Arnica). The trial court granted summary judgment in favor of plaintiff, finding that Arnica was obligated to provide coverage to plaintiff because the vehicle that was responsible for plaintiff’s injuries was an "underinsured motor vehicle” as defined by the Illinois Insurance Code (215 ILCS 5/143a—2(4) (West 1994)). Arnica appeals the grant of summary judgment for plaintiff.

The…