Reece v. Massachusetts Fire & Marine Insurance

Bell, Judge.

The petition here is fatally defective for two reasons.

The insurance policy attached to the petition shows on its face that it was effective for only “one year from April 14, 1956 (at noon standard time) to April 14, 1957 (at noon standard time).” The loss occurred on September 25, 1960.

While the policy does contain an annual renewal plan endorsement form which accords to the insured an option to renew the policy annually for 4 successive years with each annual renewal to be evidenced by the issuance of a countersigned renewal certificate, there is not attached to the policy any…