Lawrence Kates v. Crocker National Bank

FARRIS, Circuit Judge:

Lawrence Kates brought suit charging Crocker National Bank with violations of the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.), Unfair Business Practices (Cal.Bus. & Prof.Code § 17200 et seq.), and Invasion of Privacy. These claims were based on Crocker’s conduct in sending notice to Kates that he might be the subject of a future investigative consumer report. No report was ever made, and no investigation was ever commenced. Kates argues that the provisions of the FCRA were enacted to protect consumers, and that Crock-er is guilty of actionable misconduct in that…