Yurista v. Nationwide Mutual Insurance

The issue these cases present is whether an insured can recover under an uninsured motorist provision in an automobile liability insurance policy which, as to “hit-and-run” vehicles, requires physical contact between the unidentified vehicle and the insured or the vehicle he is occupying at the time of the accident, when no such physical contact occurs at the time of said accident.

This issue was addressed and answered by this court in Travelers Indemnity Co. v. Reddick (1974), 37 Ohio St. 2d 119 [66 O.O.2d 87], where we considered a similar hit-and-run provision in an automobile liability…