Travelers Indemnity Co. v. Reddick

It is appellants’ contention that under the interpretation placed upon the phrase “physical contact” by the insurance company, the uninsured motorist provision contained in the policy is contrary to and violates the public policy of this state as indicated by the adoption of R. C. 3937.18. That statute requires insurers selling automobile liability insurance in Ohio to offer coverage for injuries sustained through the operation of motor vehicles by uninsured motorists. Appellants assert that the phrase “physical contact,” as used in the policy, is unclear and «apbiguous. They urge that a…