Ratush v. Nationwide Mutual Insurance

WIEAND, Judge:

While operating a taxi owned by Alexandria Cab Company, a Pennsylvania corporation, of which he was an officer, Rakhmil Ratush was involved in a motor vehicle accident in Philadelphia on October 12, 1989. The cab was insured under a self-insurance plan issued by I.F.T., Inc. Ratush did not make a claim for first party benefits under this plan. Instead, he sought to recover such benefits from Nationwide Insurance Company, which had issued a policy of insurance providing coverage for a vehicle owned by Ratush’s wife. Nationwide denied coverage, and Ratush, therefore, filed the…