Prudential Property & Casualty Insurance v. Sartno

OPINION

Justice NEWMAN.

Appellants appeal the decision of a divided panel of the Superior Court in Prudential Property and Casualty Insurance Co. v. Sartno, 874 A.2d 85 (Pa.Super.2005), that applied a “Cars for Hire” exclusionary provision in an insurance policy to bar liability coverage for injuries arising from an accident occurring when the insured used his private vehicle to deliver pizza during the course of his employment. For the reasons that follow, we reverse the Order of the Superior Court and hold that the use of the insured’s private vehicle to deliver pizza did not render his…