Taliaferro v. Progressive Specialty Ins. Co.

Hoyt M. Taliaferro appeals from a summary judgment entered in favor of Progressive Specialty Insurance Company ("Progressive") in Progressive's action seeking a declaration of its obligations and liabilities under an automobile insurance policy. We reverse and remand.

The facts are undisputed. On December 6, 1999, Taliaferro accompanied Gerald Lee Nickles in Nickles's pickup truck; the two men were going deer hunting. As they proceeded along a "field road," with Nickles's loaded rifle on the seat between them, they encountered a vehicle parked on the roadside. Nickles and Taliaferro got out of…