Puffer v. State Mutual Rodded Fire Insurance

November 29, 1929, defendant issued to plaintiff a policy insuring his residence against fire for $1,600 and the contents for $1,000. The building had an old shingle roof, and, because of it, defendant, on November 14, 1930, assumed to reduce the amount of insurance, under a clause in the policy giving the secretary power to “cancel” or “suspend” the policy or any part of it, and wrote plaintiff:

“Therefore, until this house is reroofed, it will be necessary for us to decrease the insurance pn your dwelling house and contents to one-half the amount which you are now carrying. ’ ’

The letter,…