Arbitration Between Thomas v. Western National Insurance Group

OPINION

TOMLJANOVICH, Justice.

This case raises the question as to how the term “disability” should be defined under the lapse provision of the Minnesota No-Fault Automobile Insurance Act. We affirm the court of appeals and hold that the arbitrator appropriately defined the term by its plain and ordinary meaning.

On November 8, 1991, Plaintiff Lehanne Thomas was injured in a car accident. She subsequently received medical treatment from December 3-16, 1991 for mild headaches and soreness in her neck, back, and shoulders, which was paid under the no-fault *290coverage of her insurance policy with…