Spremulli's American Service v. Cincinnati Insurance

Nahra, Presiding Judge.

Spremulli’s American Service (“SAS”), plaintiff-appellant, appeals the court of common pleas’ grant of summary judgment in favor of Cincinnati Insurance Company (“Cincinnati Insurance”), defendant-appellee.

SAS was issued an insurance policy by Cincinnati Insurance which covered SAS’s business premises at 19548 Detroit Road, Rocky River, Ohio. Issued in 1984, such policy covered the period of July 8, 1984 to July 8, 1989.

On October 11, 1986, a retaining wall located behind SAS’s business premises was damaged by a contractor who had been hired to undertake certain other…