Joseph v. Inter-Ocean Insurance Agency, Inc.

OPINION OF THE COURT

(September 25, 2013)

Hodge, Chief Justice.

Camira Joseph appeals the Superior Court’s order granting summary judgment in favor of Inter-Ocean Insurance Agency, Inc. We conclude that the endorsement in Joseph’s car insurance policy excluding liability coverage for anyone driving or operating her vehicle under the age of twenty-five is invalid, and that Inter-Ocean had no right to seek reimbursement from Joseph. Accordingly, the Superior Court erred in granting Inter-Ocean’s motion for summary judgment.

I. STATEMENT OF RELEVANT FACTS AND PROCEDURAL POSTURE

The facts of this case…