Rick Franklin Corp. v. State

This case involves the responsibility of a primary and an excess insurer for the costs of environmental cleanup after gasoline from the insureds’ tanker truck spilled. The insureds are Lori and Robert Larkin, doing business as Larkin Transport (Larkin). The company that performed the environmental cleanup is Rick Franklin Corporation (RFC). The primary insurer for Larkin is Canal Insurance Company (Canal). The excess insurer is Acceptance Insurance Company (Acceptance). The trial court granted summary judgment to Canal on RFC’s claim against it and to Larkin on its claim against Acceptance.…