Goggin v. Commerce Insurance

INTRODUCTION

This matter is before the Court on an appeal by the plaintiff Bryan P. Goggin from a decision of the Board of Appeal on Motor Vehicle Liability Policies and Bonds affirming a determination by Goggin’s insurer, Commerce Insurance Company, that Goggin was more than fifty percent at fault in a motor vehicle accident occurring on June 28, 1997, and upholding Commerce’s imposition of an insurance premium surcharge on Goggin for that accident. For the reasons discussed below, the Board’s decision is REVERSED. BACKGROUND

On June 28, 1997, the plaintiff Bryan Goggin (Goggin) was involved…