Lum v. United States Fire Insurance

This is an action to recover upon a fire insurance policy. July 16, 1891, plaintiff had issued to him by the defendant company a policy upon his household furniture in his dwelling house in Bay City. That policy expired on July 16, 1892. It was a Michigan standard in *399the usual form. In. May, 1892, plaintiff removed from Bay City to Alpena, leaving his furniture and house at Bay City in the keeping of his agent, Benjamin F. Smith. Some time before the expiration of this policy the agent ■of the defendant company at Bay City, Mr. O. F. Forsyth, had concluded to renew it if the plaintiff so…