Welter v. Singer

Bruce Welter, and his parents, Sally Welter and Jon Welter, appeal from a summary judgment dismissing their claims against American Family Mutual Insurance Company and Heritage Mutual Insurance Company for coverage beyond single occurrence limits. The issue is whether the trial court erred in holding that the facts established only one “accident” or “occurrence” under the terms of each policy. Because we conclude there was one occurrence, we affirm.

FACTS

Bruce Welter was riding his bicycle into a Janesville intersection when he was struck and seriously injured by a car driven by defendant…