Mayer v. Credit Life Insurance

Plaintiff George Mayer brought this action in the Oakland County Circuit Court to enforce a disability clause in a contract of insurance with the defendant Credit Life Insurance Company. Trial court without a jury held for plaintiff; defendant appeals.

On July 16, 1970, plaintiff purchased an automobile financed by Ford Motor Credit Company. Concurrently he contracted with defendant insuring payment for the automobile should he die or become disabled. No inquiry was made by defendant into the state of plaintiff’s health at the time of contract. Plaintiff paid a total premium of $157.11.

During…