State Farm Mutual Automobile Insurance v. Ballard Ex Rel. Ballard

OPINION

SERNA, Chief Justice.

{1} This case involves a single vehicle accident that occurred within New Mexico. Plaintiff State Farm Insurance Company-seeks a declaration in the United States District Court for the District of New Mexico that the Georgia policy it issued to Defendant Carol Ballard limits liability coverage to $50,000. This Court accepted certification from Judge Leslie C. Smith on the question of whether

New Mexico law applies] to interpret a step down provision in a Georgia automobile liability insurance policy ... where the non-resident insureds are injured in a one-vehicle…