Curo v. Citizens Fund Mutual Fire Insurance

September 6, 1927, defendant insured plaintiff’s dwelling under a valued policy, in the Minnesota standard form. The insurable value of the dwelling was fixed at $4,000, and it was insured for that sum. An additional $500 of insurance on contents is not involved. August 7, 1931, during the term of the policy, the dwelling was totally destroyed by fire. Defendant claimed the policy right to rebuild and gave timely notice of its election to do so. Plaintiff, insisting it was her right to take the full insurance in money, commenced this action for a permanent injunction restraining defendant…