Michigan Millers Mutual Insurance v. Adams

This writer respectfully dissents from my learned brothers’ majority opinion.

The instant case involved two separate insurance policies issued by Allstate Insurance Com*367pany and Michigan Millers Mutual Insurance Company. Allstate insured Mr. Chi, the driver of the car in which defendant’s decedent was a passenger. The premium paid by Mr. Chi provided $20,000 in uninsured motorist coverage. Decedent’s estate was paid $20,000 by Allstate. Decedent was also covered under a policy her daughter had with Michigan Millers. The premium paid by decedent’s daughter provided $40,000 in uninsured motorist…