SOUTHERN FIRE & CASUALTY INSURANCE COMPANY v. Northwest Georgia Bank

McMurray, Presiding Judge.

The estate of Bell (“estate”) and Northwest Georgia Bank (“bank”) brought suit against Southern Fire & Casualty Company (“Southern Fire”) to collect insurance covering business premises occupied by John R. Woodruff and W. W. Auto Parts (“Woodruff”). Woodruff was named as a party defendant and he cross-claimed against Southern Fire seeking insurance proceeds and bad faith penalties under OCGA § 33-4-6.

The estate and the bank moved for summary judgment. Southern Fire moved for summary judgment with regard to Woodruff’s bad faith penalties claim. We summarize the…