Spray v. Unum Life Insurance Co. of America

OPINION

ROBERT HOLMES BELL, District Judge.

Before this Court are the parties’ cross motions for summary judgment on plaintiff’s claim for increased benefits under a group disability insurance policy alleging that defendant insurer improperly reduced benefits payable under a policy provision coordinating disability and social security benefits.

I. BACKGROUND

Plaintiff, Dennis C. Spray, (Spray) is a Michigan resident and worked as a sales representative for Hauschild, Inc. (Haus-child), which is a distributor for Richards Manufacturing Company of Memphis, Tennessee (Richards). Richards is a…