American Standard Insurance Co. of Wisconsin v. Dolphin

SIMON, Judge.

Appellant, American Standard Insurance Company of Wisconsin (American Standard) appeals from the judgment entered in favor of respondent, Lisa Dolphin (Dolphin), a passenger on the insured motorcycle, on its petition for Declaratory Judgment on Dolphin’s action seeking to recover for personal injuries sustained in a motorcycle accident.

On appeal, American Standard argues that the trial court erred in: (1) holding the “passenger exclusion” clause in its motorcycle liability insurance policy, to be against the public policy of the State of Missouri in that the exclusionary clause…