Legal Opinion

McManus v. Prudential Ins. Co. of America

Supreme Court of South Carolina

Decided January 13, 1914No. 8723PublishedCited by 4 opinions

Before Frank B. Gary, J., Richland.. Action by Nora Ellen McManus against Prudential Insurance Company of America. Defendant appeals. cite: Waiver by local agent could not bind the company unless ratified by it: 29 S. C. 582; 1 Joyce Par. 539; 19 At. 386; 19 Ency. 57. Issue of waiver was for Court: 83 S.'C. 261; 46 S. C. 546; 54 S. C. 544; 88 S. C. 221; 70 S. C. 75; 139 Pa.

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Before Frank B. Gary, J., Richland.. Action by Nora Ellen McManus against Prudential Insurance Company of America. Defendant appeals. cite: Waiver by local agent could not bind the company unless ratified by it: 29 S. C. 582; 1 Joyce Par. 539; 19 At. 386; 19 Ency. 57. Issue of waiver was for Court: 83 S.'C. 261; 46 S. C. 546; 54 S. C. 544; 88 S. C. 221; 70 S. C. 75; 139 Pa. St. 546; 58 Pa. vSt. 444; 90 S. C. 168; 93 S. C. 88; 4 S. C. 321; 95 S. C. 165. cites: As to the lavo governing the waiver of forfeitures: 70 S. C. 75; 88 S. C. •31; 95 S. C. 168; Code 1902,'2711-2; 57 S. C. 347; 78 S. C.…

1Opinion of the Court

The opinion of the Court was delivered by

Mr. Justice Fraser.

This is an action on a policy of •life insurance on the life of Amos A. McManus, issued by the Prudential Insurance Company of America, in favor of plaintiff. The policy is dated the 8th day of April, 1911, for one thousand dollars. The premiums of insurance were payable on the 8th days of April and 8th days of October of each year for twenty years. Under the terms of the policy the insured was granted thirty days of grace in which to pay the premiums, without interest after the installments became due and an extension of insurance…

2Cases cited3 opinions

  1. Pearlstine v. Westchester Fire Ins.Supreme Court of South Carolina · 1904
  2. Burney v. . AllenSupreme Court of North Carolina · 1899
  3. Hunnicutt v. City of AtlantaSupreme Court of Georgia · 1898

3Cited by4 opinions

  1. Allen v. Jefferson Standard Life InsuranceSupreme Court of South Carolina · 1927
  2. Clinchfield Fuel Co. v. Aetna Ins. Co.Supreme Court of South Carolina · 1922
  3. Harvey v. Jefferson Standard Life Ins. Co.Supreme Court of South Carolina · 1932
  4. Hightower v. Metropolitan Life Ins. Co.Supreme Court of South Carolina · 1922

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