Morris v. Equifax Information Services, LLC

GARWOOD, Circuit Judge:

Plaintiff-appellant Kenneth M. Morris (Morris) appeals the district court’s summary judgment in favor of defendant-ap-pellee Equifax Information Services, LLC (Equifax). On Morris’s claim under the Fair Credit Reporting Act (FCRA), we reverse and remand. On Morris’s state law claim for libel, we affirm.

Facts and Proceedings Below

On July 3, 2003, Morris obtained a “3-in-1 Credit Report” through TrueCredit’s internet website. 1 The 3-in-l report purported to show Morris’s account history information as provided by the three major credit reporting bureaus: Experian,…