Nationwide Insurance Company of America v. Patrice Thomas

Nationwide Insurance Company of America (“Appellant”) appeals the trial court’s grant of summary judgment in favor of Patrice Thomas (“Respondent”) on Appellant’s declaratory judgment action involving underinsured motorist coverage under a policy issued by Appellant covering a vehicle in which Respondent was a passenger. We affirm.

I.BACKGROUND

Respondent was a passenger in a vehicle driven by her son-in-law, Brandt Jefferson, on December 12, 2013, when their vehicle was involved in a collision with Edward Close, injuring Respondent. Close was at fault in the accident. Close maintained…