Geico Casualty Co. v. Clampitt

ROBERT G. DOWD, JR., Judge

Geico Casualty Company appeals from the summary judgment declaring that the underinsured motorist coverage limits on three vehicles in a single policy owned by Aaron Clampitt could be stacked. We reverse.

Clampitt was injured in a car accident with another motorist and received $25,000 from that motorist’s insurance company. That amount did not cover Clampitt’s damages, so he made a claim for underinsured motorist (“UIM”) coverage under the policy he had with Geico, under which three of Clamplitt’s vehicles were insured. Geico paid Clampitt $50,000 in accord with the…