Canadian Indemnity Co. v. Heflin

BROOKS, Judge.

This appeal involves the interpretation and application of an exclusion in a personal automobile liability policy issued by plaintiff-appellant Canadian Indemnity Company (Canadian) to Frank Heflin (Heflin). The policy provided liability coverage for any member of Heflin’s family using any vehicle with the express exception that coverage was excluded “[f]or any person using a vehicle without a reasonable belief that the person is entitled to do so.”

FACTS

On the night of February 24, 1983, Heflin’s stepson, defendant-appellee Gregory Barrington (Barrington), went to a concert with…