Globe American Casualty Co. v. Lyons

OPINION

OGG, Judge.

This appeal involves the applicability of an insurance contract provision excluding coverage for “intentional” acts of its insured. We are asked to determine the requisite mental capacity necessary to form “intent” for purposes of this exclusion and determine whether the record contains substantial evidence that the insured had such mental capacity.

This litigation was instituted as a result of a collision occurring on November 18, 1976 when Patricia M. LeDoux drove her automobile directly into a pickup truck occupied by appellants Denny Lyons, Earsel Hall and Laura L. Lemon.…