Legal Opinion

United Services Automobile Association v. Smith

Court of Civil Appeals of Alabama

Decided March 24, 1976No. Civ. 732PublishedCited by 18 opinions

1Opinion of the Court

WRIGHT, Presiding Judge.

Defendant appeals from a judgment permitting stacking of medical benefits in a policy of automobile insurance wherein four automobiles were insured and separate premiums charged for medical benefits as to each vehicle. We reverse.

Plaintiff received injuries in an accident while operating one of four automobiles insured by defendant in a single policy of insurance. As a result of his injuries plaintiff incurred medical costs of over $8,000.00. Plaintiff’s policy of insurance contained an endorsement, the pertinent portions of which are as follows:

“PART II — COVERAGE C-l…

2Cases cited14 opinions

  1. Wachovia Bank & Trust Co. v. Westchester Fire InsuranceSupreme Court of North Carolina · 1970
  2. Safeco Insurance Co. of America v. JonesSupreme Court of Alabama · 1970
  3. Southwestern Fire and Casualty Company v. AtkinsCourt of Appeals of Texas · 1961
  4. Government Employees Insurance Company v. SweetDistrict Court of Appeal of Florida · 1966
  5. Alabama Farm Bureau Mutual Casualty Insurance v. GoodmanSupreme Court of Alabama · 1966

9 more not listed; retrieve them via the Exa API.

3Cited by18 opinions

  1. State Farm Fire & Casualty Co. v. SladeSupreme Court of Alabama · 1999
  2. Porterfield v. Audubon Indem. Co.Supreme Court of Alabama · 2002
  3. Frank v. Allstate Insurance Co.Supreme Court of Oklahoma · 1986
  4. Shea v. United Services Automobile Ass'nSupreme Court of New Hampshire · 1980
  5. Eckert v. Green Mountain InsuranceSupreme Court of New Hampshire · 1978

13 more not listed; retrieve them via the Exa API.

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