Wetzel v. Cadillac Mutual Insurance

Defendant insurance company issued a limited policy of automobile insurance to plaintiff 1 which included coverage against theft of plaintiff’s automobile. No coverage for personal injury or property damage was provided in the policy.

While training in South Carolina with the Michigan National Guard, plaintiff drove to a drinking establishment on the night of June 4, 1965. He parked and locked his car and went in. During the evening one of the men sitting at plaintiff’s table asked to use his car, but plaintiff refused. Later, while preparing to leave, plaintiff left the group for a few…