Driscoll v. State Farm Mutual Automobile Insurance

MEMORANDUM AND ORDER

COHN, Senior District Judge.

I. Introduction

These are two insurance disputes involving the same issue — whether or not the defendants’ auto insurance policies compel payment of “diminished value” in addition to the cost of repair. Plaintiffs in both cases are insureds who purchased first party collision and comprehensive automobile insurance from either State Farm Mutual Automobile Insurance Company (State Farm) or Allstate Insurance Company (Allstate). Both plaintiffs’ cars were involved in accidents where the insurance companies elected to repair the car. Plaintiffs’ cars…