Jones v. Horace Mann Insurance Co.

OPINION

RABINOWITZ, Justice.

I. INTRODUCTION

This appeal arises from the superior court’s grant of summary judgment in favor of Horace Mann Insurance Company. The superior court held that a homeowner’s policy issued by Horace Mann did not cover a snowmachine accident, which occurred on a public road.

II. FACTS AND PROCEEDINGS

On November 24, 1991, Frank Jones, Jr. was struck by a snowmachine operated by ten-year-old Christopher Chezik and sustained serious injuries to his right leg. Chezik had been giving rides to friends on the machine that day. The accident occurred on Ridgeway Road, a public…