Legal Opinion
Glukowsky v. Equity One, Inc.
Supreme Court of New Jersey
Decided May 26, 2004PublishedCited by 25 opinions
1Opinion of the CourtJustice Albin
In 1996, the federal Office of Thrift Supervision (OTS) issued a regulation authorizing state housing lenders to charge prepayment *54penalties in alternative mortgage transactions (AMT). Alternative Mortgage Transaction Parity Act, 12 C.F.R. § 560.220 (1996). That regulation would preempt our state laws that prohibit housing lenders from charging prepayment penalties. Plaintiff contends that OTS exceeded the scope of authority delegated to it by Congress under the Alternative Mortgage Transaction Parity Act of 1982, 12 U.S.C.A. §§ 3801-06 (Parity Act), when it issued 12 C.F.R. § 560.220. In…
2Cases cited27 opinions
- Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc.Supreme Court of the United States · 1984
- Motor Vehicle Mfrs. Assn. of United States, Inc. v. State Farm Mut. Automobile Ins. Co.Supreme Court of the United States · 1983
- United States v. Mead Corp.Supreme Court of the United States · 2001
- Christensen v. Harris CountySupreme Court of the United States · 2000
- Food & Drug Administration v. Brown & Williamson Tobacco Corp.Supreme Court of the United States · 2000
22 more not listed; retrieve them via the Exa API.
3Cited by25 opinions
- Real v. Radir Wheels, Inc.Supreme Court of New Jersey · 2009
- Donato v. MoldowNew Jersey Superior Court Appellate Division · 2005
- In re N.J.A.C. 7:1B-1.1New Jersey Superior Court Appellate Division · 2013
- In re the Provision of Basic Generation ServiceSupreme Court of New Jersey · 2011
- Salvadori v. Option One Mortgage Corp.District Court, D. New Jersey · 2006
20 more not listed; retrieve them via the Exa API.