Sharp v. Automobile Club of So. Cal.

For some years prior to May 23, 1959, plaintiff, Prank Sharp, 1 had purchased automobile liability insurance from defendant the Automobile Club of Southern California. 2

On or about May 20, 1959, the renewal of plaintiff’s policy came up for discussion between plaintiff and Jerry E. Davis, sales representative of the Automobile Club. Plaintiff’s account of the negotiations is that Davis told him that the “medical pay coverage” of the policy, which covered plaintiff and members of his household to the limit of $5,000 for any and all reasonable expenses incurred for medical care and treatment as…