Grinnell Mutual Reinsurance Co. v. Wasmuth

OPINION

CRIPPEN, Judge.

Grinnell Mutual brought a declaratory judgment seeking a determination that the “pollution” exclusion in liability insurance policies issued to Edwin Carlson’s business precluded coverage for alleged damage to a home and its occupants caused by formaldehyde unexpectedly emitted from deteriorating foam insulation Carlson sold and installed.

The trial court denied Grinnell’s summary judgment motion and granted summary judgment for respondent homeowners. Claims against Carlson’s business were dismissed because its exposure to liability had been extinguished by a settlement…