Richards v. Milwaukee Insurance Co.
Supreme Court of Minnesota
1Opinion of the Court
OPINION
GARDEBRING, Justice.
This case involves the interpretation of the term “actual damages” in the statutory definition of “underinsured motor vehicle.” At issue is whether no-fault benefits paid by the injured party’s insurer are to be deducted from any tort recovery before or after actual damages are calculated for purposes of determining whether a vehicle is underinsured, triggering underinsured motorist coverage. This is an issue of first impression for this court.
Rodney Lynn Richards suffered permanent injuries in a two-car accident in Septém-ber 1988. Richards carried no-fault and…
2Cases cited7 opinions
- Schmidt v. ClothierSupreme Court of Minnesota · 1983
- Johnson v. Consolidated Freightways, Inc.Supreme Court of Minnesota · 1988
- Employers Mutual Companies v. NordstromSupreme Court of Minnesota · 1993
- Broton v. Western National Mutual Insurance Co.Supreme Court of Minnesota · 1988
- American Family Mutual Insurance Co. v. BaumannSupreme Court of Minnesota · 1990
2 more not listed; retrieve them via the Exa API.
3Cited by18 opinions
- State Farm Mutual Automobile Insurance Company v. Angela Mary Lennartson, Katie FossSupreme Court of Minnesota · 2015
- Dean v. American Family Mutual Insurance Co.Supreme Court of Minnesota · 1995
- Do v. American Family Mutual Insurance Co.Supreme Court of Minnesota · 2010
- Malmin v. Minnesota Mutual Fire & Casualty Co.Supreme Court of Minnesota · 1996
- Gusk v. Farm Bureau Mutual Insurance Co.Supreme Court of Minnesota · 1997
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