Queen Insurance Co. of America v. Perkinson

This is an action on a fire insurance policy to recover for damage done by fire to a dwelling house in the city of Dan-ville. The policy was the “standard policy,” and provided, amongst other things, that the company should not be liable for loss caused directly or indirectly by riot, or by order of any civil authority, “or (unless fire ensues, and in that event, for damages by fire only) by explosion,of any kind.” The company pleaded the general issue, and also, by special pleas and by statement in writing of its grounds of defense, set up the further defenses, that the loss was caused by…