State Farm Mutual Automobile Insurance Co. v. Brown ex rel. Brown

State Farm Mutual Automobile Insurance Company (“State Farm”) appeals by permission, pursuant to Rule 5, Ala. R.App. P., from the denial of its summary-judgment motion in an action brought by Rachel Brown, a minor, by and through her parents, Michael Brown and Rosemary Gilbert, to recover uninsured/underin-sured-motorist (“UIM”) benefits. We reverse and remand.

Facts and Procedural History

For purposes of this permissive appeal, we assume the following relevant facts. Rachel is an unmarried and unemanci-pated minor whose parents are divorced. When Rachel’s parents divorced, they were awarded…