WESTERN WORLD INS. v. City of Tuscumbia

The defendant, Western World Insurance Company ("Western World"), appeals from a judgment entered in favor of the plaintiff, the City of Tuscumbia, declaring that the insurer's policy afforded coverage to the City.

On June 19, 1989, William Charles Estes, Jr., was struck by a vehicle driven by Robin Reed Holliman. Earlier in the evening of June 19, at 7:36 P.M., the Tuscumbia Police Department had received a call from a Ms. Geneva Eckles complaining Estes was on her front porch and that something was wrong with him. She told the dispatcher that the police needed to come get him off her front…