Farm Bureau Mutual Insurance v. Eisenman

HORTON, Justice.

This appeal arises from a declaratory judgment action brought by Farm Bureau Mutual Insurance Company of Idaho (Farm Bureau). Farm Bureau commenced the action in response to a claim for insurance benefits filed by the personal representatives of the estate of a deceased policyholder (the Estate). Farm Bureau requested a judgment declaring that the Estate is not an “insured” under the decedent’s insurance policy (the Policy) and is therefore not entitled to payment of wrongful death damages under the Policy’s underinsured motorist coverage.

The district court granted the…